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GW Cyber Risk - One Minute Read

The FTC provides information concerning fake text messages you might receive. We have included excerpts of the content below as well as a link to the full article. The article describes the problem, provides examples, as well as offers tips on actions you can take if you receive fraudulent texts. Our bottom-line advice, validate text messages prior to taking actions they request using one or more of the following:

  • Pause and think before replying or following links. Even 'urgent' shipping notices can wait a few minutes.
  • Check you order history on merchants' websites. You have alternative means to check on order shipping status.
  • Review order confirmations and shipping updates in email messages to cross reference order messages.
  • Contact the sender, whether it is your boss or someone else, through a trusted method to verify they were the author and confirm details.

How to Recognize and Report Spam Text Messages - FTC Article

Excerpted from: https://consumer.ftc.gov/articles/how-recognize-and-report-spam-text-messages#what_to_do

If you have a cell phone, you probably use it dozens of times a day to text people you know. But have you ever gotten a text message from an unknown sender? It could be a scammer trying to steal your personal and financial information. Here’s how to handle and report unwanted text messages.

fraudulent SMS text example

Spam Text Messages and Phishing

Scammers send fake text messages to trick you into giving them your personal information — things like your password, account number, or Social Security number. If they get that information, they could gain access to your email, bank, or other accounts. Or they could sell your information to other scammers.

Scammers often try to get you to click on links in text messages by promising you something. Scammers might

  • promise free prizes, gift cards, or coupons — but they’re not real
  • offer you a low or no interest credit card — but there’s no deal and probably no card
  • promise to help you pay off your student loans — but they won’t

Scammers also send fake messages that say they have information about your account or a transaction. Scammers might

  • say they’ve noticed some suspicious activity on your account — but they haven’t
  • claim there’s a problem with your payment information — but there isn’t
  • send you a fake invoice and tell you to contact them if you didn’t authorize the purchase — but it’s a scam
  • send you a package delivery notification— but it’s fake

The messages might ask you to give some personal information — like how much money you make, how much you owe, or your bank account, credit card, or Social Security number — to claim your gift or pursue the offer. Or they might tell you to click on a link to learn more about the issue. Some links might take you to a spoofed website that looks real but isn’t. If you log in, the scammers then might steal your username and password.

For more information and the full article please visit the FTC website https://consumer.ftc.gov/articles/how-recognize-and-report-spam-text-messages.

This post is presented by the GW IT Cybersecurity Risk and Assurance team.

#SecuringGW is a shared responsibility, so if you see something, say something. Report suspicious digital activities, including phishing emails, to abuse[@]gwu.edu. 

IT Support Questions? For IT support, please contact the Information Technology Support Center at 202-994-GWIT (4948), ithelp@gwu.edu, or visit ithelp.gwu.edu. 

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Phishing diagram
From Wombat Security

Phishing

Phishing is a very simple and useful tool in an attacker’s arsenal. Phishing can lead to the exposure of sensitive information such as usernames, passwords, PII (personally identifiable information), and credit card information. So what is Phishing? It is at method used to obtain sensitive information from a victim that leverages social engineering and communications technologies that normal people use every day. There are various methods of phishing, with the most common being email, vishing (voice phishing), and smshing (text phishing). These methods can be blanket attempts that rely on quantity instead of quality (often called campaigns) or they can be very carefully crafted attacks with very specific targets (spear phishing and whaling). Luckily, identifying and defeating these attacks can be simple if you know what to look out for.

Email Phishing

Email is the hacker’s go-to for most phishing attacks; people wouldn’t think twice about receiving an email. Often times phishing emails will contain a malicious link, a malware attachment, or directly ask for sensitive information. In order to trick victims, these emails are crafted to appear from a big company, such as FedEx, Apple, or even from inside your own organization. Attackers use look-a-like or spoof emails to convince the target the email is legitimate. This can lead to compromised systems and/or exposed personal information, which can lead to further exposure of friends, family, and the victim’s organization.

Defeating Email Phishing:

  • Is the company logo/banner/design slightly off?
  • Would this person/company normally be sending you an email?
  • Should they already have the information they are asking for?
  • Never open unsolicited attachments
  • Legitimate Companies should never ask sensitive information through email
  • Use other methods to confirm the communication

Vishing

Voice phishing is growing in popularity and just like other types of phishing, vishing can be automated making it a dangerous tool. Attack examples include an “FBI” automated message, “IRS” tax refund/payment notification, or as a call from your local home improvement company. When attackers get on the line with their target they present a well thought out and engaging backstory to hook their victims. Impersonation is used in most vishing calls; attackers will impersonate IT staff, management in your company, and HR to appear official.

Defeating Vishing:

  • Ask the caller to provide information only you and they would know to ensure the caller’s identity
  • Never give sensitive information over the phone
  • If the call is suspicious, contact someone close to the individual, or through other means
  • Offer to call the individual back at the number in your staff/corporate directory, or at the number listed on the legitimate website

       

Smshing

Smishing sends texts to the targets phone in hopes of them clicking a malicious link, downloading malware, or returning sensitive information. Texts follow email phishing outlines and can be identified similarly. Many victims fall for smishing because they are unaware of the tactic and more trusting of texts. Don’t trust it more just because it’s a text message.

Defeating Smshing

  • Never provide sensitive information over text message
  • Avoid following random links
  • If you are unsure, reach out to your security team, or the communicating company
  • Do not call the number that texted you

Spear-phishing, Whaling & Campaigns

Most individuals come into contact with phishing campaigns. The goal of campaigns are to reach as many people as possible and hope for a hit. Whereas, spear phishing and whaling are techniques aimed at selected groups of individuals and executives. These are well planned, crafted, and executed, and shouldn’t be taken lightly. They aim to compromise victims with privileged access to systems, accounts, and resources. Victims typically don’t have the time to review these carefully crafted emails highly specific to the target and fall for the trap.

Defeating Spear-phishing and Whaling

  • Report suspicious emails looking for information to security
  • Verify communication with the contact through other methods
  • Attackers often impersonate colleagues, friends, and family
  • Always assume you’re a target
  • Opt for face to face meetings when possible (online or in person)
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